INDEPENDENT LIFE INSURANCE ADVISORY
OUR APPROACH
Life Insurance Should Support the Plan, Not Drive It.
We begin with your goals, not a product recommendation. We identify what matters, evaluate financial risks and opportunities, and determine where insurance adds value.
PLANNING FIRST
Your objectives shape the strategy.
BETTER OUTCOMES
We work to improve financial outcomes for families and businesses, and business outcomes for our strategic partners.
INDEPENDENT ADVICE
We evaluate carriers and solutions without a proprietary product agenda.
TWO WAYS WE WORK
Private Clients
We help successful families, business owners, executives, and family offices make informed decisions about wealth preservation, liquidity, business continuity, protection, and legacy planning.
Strategic Partners
We help RIAs, private-client P&C firms, and accounting firms integrate specialized life insurance expertise into their advisory model. Through Integrated Advice, your firm delivers broader client value while remaining central to the relationship.
WHERE AIP ADDS VALUE
Specialized Advice for Important Financial Decisions
We help address complex planning needs involving wealth, business, family, and insurance.
Estate Liquidity & Wealth Transfer
Business Succession & Key-Person Risk
Executive Protection & Retention
Existing Policy Reviews & Stewardship
Long-Term Care & Family Protection
Complex Underwriting & Large Insurance Needs
HOW WE WORK
A Disciplined Approach to Better Decisions
01
Understand
Establish your circumstances.
02
Clarify
Define goals, risks and opportunities.
03
Quantify
Evaluate the financial impact.
04
Design & Underwrite
Compare strategies and assess insurability.
05
Implement
Coordinate execution with your advisors.
WHY AIP
Specialized Expertise. Long-Term Commitment.
Independent Market Access
We compare carriers, policy structures, and funding options around your goals.
Underwriting Expertise
We assess insurability early and negotiate with carriers to help navigate complex cases.
Long-Term Stewardship
We monitor policy performance and planning changes to help keep your strategy aligned over time.
START A CONVERSATION
Every Engagement Should Create Value.
Sometimes a new insurance strategy makes sense. Sometimes your existing plan remains appropriate. Our goal is to help you and your advisory team move forward with greater clarity and confidence.